2021: January

Dear January,

Thank you for treating me and my family so well!

This month has set a pace of wonderful things for the year 2021.

Grateful for growth physically, mentally, spiritually, career-wise and on health fronts.


P.S: Structured finance posts will published on here twice a month from February, 2021. ✌

Comments

Post a Comment

Popular posts from this blog

Personal Finance: Setting Up Firewalls

Image
Dear Reader, Firewall and Finance? Who you? Where are you from? *in Indabosky's voice* . Simply put, "What’s the relationship?". There is actually a connection between both terms, which will be explained in this article.  When we think about Firewalls, we think about it's science, which refers to a network security system that monitors and controls incoming and outgoing network traffic based on predetermined security rules. I know that may be a lot of computing jargon, but stay with me, let’s think it through the Finance K.I.S.S way. Personal finance refer to financial management strategies, which an individual performs to budget, save, invest and spend resources over time, taking into account various financial risks and projections. To juxtapose personal finance and a firewall, in my opinion, a common link is strategies put in place to protect something – in this case your money. As a Firewall would, these strategies controls your financial inflows a
Read more

Finance 101: Let’s Get This Bread

Image
I was about 70 pages into an economics and finance text, whilst multitasking on the submission of my finance piece - “You plan and then Pandemic” for a magazine this Eid holiday and decided to peep Instagram for a bit as per short break. As a fire girl, I saw a post I saw on Fire-boy's Instagram and made a non-style finance adaptation to it. “Every day we are upping finance levels. Raising the bar. I am talking about investments. I cannot lavish on certain things that I used to because I am a different caliber. If I have what I say, I am then I must prove it by net worth. By finance.” I readjusted the words to suit how I see financial growth improve and change people’s mindset, network, self-care, and preparedness for adulthood, impact, independence and a long list of other comforts. A major shift in personal finance (to a better and stable level) can be a result of how much you actually know about it and the economies that govern finance and related fields such as econo
Read more

Valuation of hard-to-value equities: Initial Public Offerings (IPOs)

Image
Introduction: What are IPOs? An initial public offering (IPO) refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a private company to raise capital from public investors. What are private corporations? Private companies range from single-employee, unincorporated businesses to formerly public companies that have been taken private in management buyouts or other transactions.   The diverse characteristics of private companies have encouraged the development of diverse valuation practices. To gain an insight to valuation of private companies and IPOs, the difference between a private and public company should be understood. The major difference include: Stages in life cycle; Size; Overlap of shareholders and management; Quality and depth of management; Quality of financial information; Pressure from short-term investors; and Tax concerns From the list we can infer that privat
Read more